Real Estate Insurance

The unique insurance needs of real estate firms are fully understood at SKCG and we have the capabilities to assure that properties are properly protected. Our broad experience with real estate firms allows us to customize effective programs at competitive prices.

Whether our client is a single-location business or a national firm with multiple locations, SKCG is experienced in guiding its clients through the difficulties that these risks may present. We work closely with our clients during the acquisition process. Often we aid our clients with understanding the catastrophic loss exposures associated with their property portfolio such as earthquake, wind and flood.

Our goal is to simplify insurance while broadening coverage in order to reduce the potential for uncovered losses. SKCG was one of the first in the industry to regularly use broadening endorsements such as anchor store loss-of-rents coverage, building ordinance coverage and extended period of indemnity coverage.

We work with our clients to assist in the review of operational and maintenance procedures in order to help reduce costly property and liability claims. When new construction or new acquisitions are planned, our staff can assist in lowering future insurance costs through proper planning. SKCG monitors insurance company claim reserving practices. Overstated claim reserves are often overlooked and can result in substantial premium increases.

We assist our clients and their attorneys in conducting reviews of leases, contracts and financing documents. Our suggestions often help reduce exposures to loss and shift the responsibility for potential losses to other parties.

Insurance at competitive prices plus an ethical and professional way of doing business equals added value to our clients.