Principals

Thomas R. Kozera, CPCU
President and CEO of SKCG Group, Inc.
Thomas R. Kozera, CPCU, received his BBA from the College of Insurance. He started his career with the Insurance Company of North America, where he gained extensive experience in actuarials, bonds and commercial underwriting. From there he moved to a major insurance brokerage where he became a senior executive. After more than 30 years in the business, Mr. Kozera is a respected teacher and speaks frequently to major real estate law firms and other businesses. Using his insurance expertise, he has consulted with clients in many industries and has worked with the FSLIC on insurance matters relating to major bank failures in Texas.

Thomas M. Sternberg, CIC
Chairman, SKCG Group, Inc.
Thomas M. Sternberg, CIC, began his career as an independent insurance agent after graduation from the University of Wisconsin. Over the next 30 years, he worked as an Account Executive and later became CEO of his own agency. His experience with systems and automation made him instrumental in the development of a computer system for the independent agent that is now in use nation wide. Mr. Sternberg has also created management tools and procedures that have been used as models by other independent agencies. Mr. Sternberg serves as a consultant to a number of agencies and insurance companies on issues concerning the industry. He is a past president of the Independent Insurance Agents Association of Westchester County and has served on a number of non-profit boards including the March of Dimes.

Richard S. Canter, CPCU, AAI
Chief Operating Officer, SKCG Group, Inc.
Richard S. Canter CPCU, AAI, began his career in the insurance business before graduating from Ithaca College School of Business Administration. He worked for the Improved Risk Mutual a property reinsurer and L.A. Lama Insurance Agency before his senior year in college. While attending Ithaca College's London program, he interned at C.E. Heath & Co. and Lloyd's of London. After graduating from Ithaca, he worked for the Hartford Insurance Group and Marsh & McLennan, Inc. He later joined his father’s agency, Andrew Stuart Associates, Ltd. In 1994, he merged with Fred Greenman of Bronston Shapiro, Inc., forming Canter Greenman Associates, Ltd. In 2002, He merged with Sternberg, Kozera and Gleicher, Inc and formed SKCG Group, Inc. In a career of more than 25 years, Mr. Canter has been a national speaker on agency automation and document imaging, served as Regional Vice President of NUAS, an industry automation group and as the President of the Independent Insurance Agents Association of Westchester County. He has also served on various insurance company advisory councils and as an expert witness in insurance litigation.

Sheila M. Conley, AU, ARM
Managing Director, SKCG Group, Inc.
Sheila M. Conley, AU, ARM, has more than 30 years of experience in the insurance industry. She began her insurance career after graduation from the University of Newfoundland. Mrs. Conley started her career with American Mutual Insurance Company, where she acquired expertise in all areas of Commercial Insurance Rating and Underwriting. From there, Mrs. Conley moved on to a position in an independent agency where she gathered valuable knowledge of the agency plant for her next position with the Hartford Insurance Group. Mrs. Conley headed up a Commercial Underwriting Unit at the Hartford for seven years. After a successful career with the Hartford, Mrs. Conley re-entered the Agency side of the business and achieved a position of Managing Vice President at a large regional Insurance Agency. She has been with SKCG Group, Inc., since 1991 and is a Senior Vice President and Partner.

Fred Greenman
Managing Director, SKCG Group, Inc.
Mr. Greenman began his insurance career more than 40 years ago after graduating from Bates College with a degree in economics. He is a former employee, and eventual owner, of the Bronston Shapiro Agency, which merged in 1994 with Richard Canter to form Canter Greenman Associates, Ltd.

David A. Parker
Managing Director, SKCG Group, Inc.
David Parker began his insurance career after graduating from the University of Maryland. For over 24 years he has focused his career in the design, implementation and administration of Group Benefit Programs, Qualified and Non-Qualified Retirement Plans and Individual Products. After working for many years for an Employee Benefits Consulting firm that specialized in providing services within the Wall Street and financial sector of the market, Mr. Parker started The Parker Group, Inc. in 1995. His success as a leading consultant within the industry, along with the firm's rapid growth, led him to the merger between SKCG Group, Inc. and The Parker Group, Inc in 2007. As a Partner in SKCG Group, Inc., and the President of the Employee Benefits Division, his focus remains on management and consulting in the areas of Employee Benefit related services.