Employee Benefits

It is important to have a trustworthy agency to guide clients through this challenging area of insurance. Building programs that are right for a business and its employees is why a relationship with an agency that uses its experience and knowledge of your business is important. Using the strengths we have developed with our insurance companies, we are an effective advocate for our clients in the area of employee benefits.

SKCG recognizes the balance between employee morale and sound business practices. SKCG can serve as a sounding board for management to discuss and help minimize any negative employee reactions as changes go into effect and help maximize employee understanding of their benefits. We will identify alternatives within programs such as traditional Indemnity Plans, Preferred Provider Plans, HMO programs and the use of Section 125 Plans. We will explore various deductible and coinsurance options both in and out of network in an effort to offer pricing alternatives.

Our personnel will guide you through new procedures, and will help implement these programs with minimal disruption your employees and your operations.

In today's difficult insurance marketplace, it is essential to have a proactive agency identify the best programs and help initiate change when appropriate, quickly and efficiently. SKCG is such an agency.

Insurance at competitive prices plus an ethical and professional way of doing business equals added value to our clients.